Cash or Obtaining a Loan?

OK, so what is the next best step in the Home Buying Process? Glad you asked… ;)



The first step is deciding if you will be paying cash or obtaining a loan….  EVEN if you are 12 months out from wanting to buy, it is still a great idea to start this process & here is why:

#1: Based on what you are comfortable with in regards to your monthly house payment, they will be able to tell you exactly what price point to look at…

#2: They can give tips & tricks on things to do to get your credit score up, even if you have amazing credit, there are always little things to do to increase it that could end up saving you thousands of dollars in the future.

#3: If for some reason you can’t qualify at this time, they can tell you exactly what you need to do in order to get yourself in a position to purchase in the future so you can start working on those steps right away..

#4: In order to put an offer in on a house, once you are ready to do so, you have to have a “Pre-Qualification Letter” or “Proof of Funds if paying Cash” with the initial offer, otherwise your offer will get immediately rejected…

*IMPORTANT: When talking with a Lender there is NO obligation, no hassle & no pressure… If you do not have a Lender you know/trust, let me know, I work closely with some amazing local Lenders who do an amazing job & I can get you in touch asap! 

Again, if you need anything please feel free to call, text or email me anytime!