Latest Posts

Cedar City Council Meeting - Streamed live on May 15, 2019

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40 N 300 WEST PAROWAN, UT 84761

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The Perch at Cedar Canyon Lookout - Coffee

Perch at Cedar Canyon Lookout - Coffee

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851 Spruce Cedar City, UT 84720

Six two bed 1.5 bath units, 100% occupancy, washer and dryer in each unit, each unit has a fenced backyard and balcony. 

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1031 Exchanges & Real Estate Investing!

What is a 1031 Exchange? Unless you have been in Real Estate for a while, you may not be familiar with the concept of a 1031 Exchange.  

A 1031 Exchange is a critical technique that every serious Real Estate Investor and Realtor must know! Imagine.. what would you or your clients life could escape taxes on your residential income property?  

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3 Things to Consider Before Investing in a Rental Property

Having a rental property can be a great investment. Not only can it appreciate, but often times the rent you receive from tenants will also cover most (or all) of the mortgage. Of course, it's not exactly passive income. You'll probably be managing renters, hiring yard care and cleaning, and taking care of repairs. 


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Cedar City Council Meeting - May 8, 2019

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4186 W 100 N, Cedar City Utah 84721

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Live Stream Cedar City Council Meetings

Tune In To View Live Stream of Cedar City Council Meetings

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Cedar City Council Meeting - May 1

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1650 E WILLIS CREEK CIR DUCK CREEK VILLAGE, UT 84762

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350 W 1045 N, Cedar City Utah 84721

Property will hit the MLS on May 15... 

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2127 N Buckboard Drive, Cedar City, UT 84721

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9083 W Hwy 56 Cedar City, UT 84720

Great property to have your horses. Fully fenced, work shop, shed, barn that needs a little TLC, 

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168 E College Ave, Cedar City, Utah 84720

Prime Location in Downtown Cedar City only a few blocks from SUU on .38 acre lot. 

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Mike's Sprinkler & Patio Paving Design

Mike's Sprinkler & Patio Paving Design

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Sarge Handyman

Sarge Handyman

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Redwood Home Located In Fiddlers Canyon

Gorgeous Redwood home in Fiddler's Canyon! 

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One Acre Home For 189k

One acre in the Cedar City limits with animal rights! This recently remodeled, 3 bed 2 bath home has been very nicely updated with new countertops, new bathrooms, fresh paint, flooring Read More

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3165 W WILDWOOD LN PAROWAN, UT 84761

Incredible energy efficient ICF construction home on 5 acres with 360-degree valley & mountain views in beautiful setting with endless outdoor adventures at your doorstep! 

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Coming Soon To An MLS Near You!

2127 N Buckboard Drive, Cedar City Utah 84721


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Iron County Market Update

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How To Cozy Up A Large Space

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Will The Tiny Home Movement Last?

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Market Summary for January 2019 - Cedar City

Market Summary for January 2019

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Hint's Of The Future Home Design

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Market Update - January 2019

Home prices were consistently up again in most markets in 2018 but at reduced levels

compared to recent years. High demand for few homes for sale fueled price increases,

but evidence is mounting that inventory will finally improve in 2019. This may apply

some downward pressure on prices for beleaguered home buyers. A fourth interest

rate hike by the Federal Reserve in 2018 spooked the stock market to close out the

year. The Fed has indicated that the number of rate increases in 2019 will be halved,

which may be of little comfort to an already compressed consumer.

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Buyer Beware - Buying a Flipped Home

Top tips when buying a flip:

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Seller Disclosure

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Lesser-Known Fee's To Buying A Home

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What You Need To know Before Accepting Or Rejecting An Offer

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Tax Deductions for Homeowners: How the New Tax Law Affects Mortgage Interest

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Shopping For A Rental? Check Out Some Red Flags!

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Rent-to-Own Homes: How the Process Works

Rent-to-Own Homes: How the Process Works

BY JEAN FOLGER

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The Housing Market Is Starting to Look Brighter

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To Airbnb or to Not Airbnb?

Offering short-term rentals through Airbnb is growing in popularity among homeowners and investors. And it’s no wonder—with Airbnb attracting guests from all over the world, hosts in major cities profit by an average of $20,619 annually, according to iPropertyManagement, a research and information site. In the U.S. alone, booking have increased 45 percent in the past year.

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Shipping Containers Turned Into Affordable Apartment Building?

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Fixer Upper For 129k

Home is to be SOLD AS IS. Property has a good well and 1.75 Acre feet of water rights (73-2201 and 73-2194) verified. Home is in need of repair. Great fixer upper project, sold as is. CASH ONLY! Home is in foreclosure and offer must be accompanied with verified funds document. 2.4 Acres. Please make offer!!! Price is pending 3rd party approval. Home is Gutted.

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Mesa Hills

Located in Mesa Hills! Features 4 bedroom, 3.5 bathroom & 3 car garage. 

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Centrally Located Twin Home!

Coming Soon To An MLS Near You! - Centrally Located Twin Home! 

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Market Summary for December 2018

Market Summary for December 2018 

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Pros & Cons of Buying a House on a Main Road

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Why Some Homes Don't Sell ???

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Playing Hardball When Selling Your Home

Selling your home probably one of the biggest financial transactions you will undertake in your lifetime, and the decisions you make when deciding on a price with a buyer can have a significant impact on how much money you walk away with. These negotiating strategies will put you in the driver's seat and help you get top dollar in any market.

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Contingency Clauses In Home Purchase Contracts

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Checklist for Home Sellers

The simple truth is that homes with great curb appeal and homes that are super clean, well maintained, and have pleasing decor sell faster and for more money than homes that don't measure up.

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What To Know About Homeowners Associations (HOA)

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Home Maintenance Checklist

Check out home maintenance checklist:

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Should We Add On To Our Existing Home Or Should We Sell Our House & Buy New One?

There is a principle in real estate appraisal called conformity that says that all homes in a given area should be of similar size and value. If you add on to your home and, in effect, over-build the neighborhood, the value of the smaller homes will bring your value down regardless of how much you have invested in the property.

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Iron County Parks & Outdoor Facilities

The Parks and Outdoor Facilities Department is committed to healthy lifestyles and enriching the quality of life through exceptional parks and facilities.

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How to Get Rid of Your Mortgage Insurance

If you’ve bought a home and put less than a 20% down payment down, you’re familiar with mortgage insurance.  It’s that added amount on your statement every month you wish you could get rid of. The good news is you might be able to.  

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Selling Your House? Avoid These Mistakes

Once you decide to sell your home, it can be helpful to start thinking of yourself as a businessperson and a home seller, rather than as the home's owner. By looking at the transaction from a purely financial perspective, you'll distance yourself from the emotional aspects of selling the property that you've undoubtedly created many memories in.

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Why Has Housing Supply Increased as Sales Have Slowed Down?

For over three years leading up to this point, the exact opposite was true; Inventory dropped as sales soared.

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274 S 100 W CEDAR CITY, UT 84720

Centrally located home down the street from SUU & historic downtown Cedar City.

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5 Tips When Buying a Newly Constructed Home

The lack of existing inventory for sale has forced many homebuyers to begin looking at new construction. When you buy a newly constructed home instead of an existing home, there are many extra steps that must take place.

To ensure a hassle-free process, here are 5 Tips to keep in mind if you are considering new construction:

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In real estate, mans best friend is often calling the shots!

What does owning a pet say about you? Living with a furry (or scaly) friend could mean that you're a college student craving companionship, that your young children are in need of a four–legged playmate, or that you're an empty-nester with an affinity for fish. But what if owning a pet could predict if you're more likely to rent or own a home?

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Taking Fear Out of the Mortgage Process

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Current Market Conditions

If you've been thinking of selling your home, you'll want to keep reading.


That's because this message will show you how to get a significant advantage over a lot of other home sellers.


I'll explain how in just a second. But first, let me give you a bit of background on the current conditions:


1. Mortgage rates have hit a 7-year high.


Several weeks ago, the 30-year fixed mortgage rate broke through the 4.6%-mark, the highest level since May 2011.


This is part of an ongoing upward trend in mortgage rates, which started over a year ago.


The thing is, in spite of the rate increase, mortgage applications spiked in September. This is a signal that buyers expect rates to go up even more in the near future—something that's very well possible given current conditions.


2. Affordability is dropping, & demand might soon follow.


For the past several years, home prices have increased at twice the speed of inflation.


For a while, this didn't have too much of an effect on the market, because there was so much pent-up demand.


However, the continued price growth & the mortgage rate hikes might finally be getting to buyers.


Affordability is suffering—an estimate from early summer put current home affordability levels at a 10-year low.


This seems to be causing demand to soften as well. For example, the number of people requesting home tours has fallen by 6.1%, according to one measure this summer.


3. More home sellers are reducing prices.


Not surprisingly, the combination of sustained high prices, increasing mortgage rates, & a drop in demand is finally starting to have an impact on the real estate market.


While there are still no major signs of a real estate slowdown yet, there are some worrying indicators.


Crucially, more sellers are now reducing prices. More than a quarter of homes listed as of September 16 had a price drop.


What does this all mean for you?


In short, if you've been thinking of selling your home, then the time to act is now.


In spite of the easing of demand, there are still many hungry buyers on the market & prices remain near all-time highs.


This means you can sell your home quickly & for top dollar.


However, all of the reasons I listed earlier mean this situation might not hold very long.


Demand might slack off even more, & then many more homeowners might decide to enter the market, driving down prices & really ushering in a buyer's market.

That's why it can make a lot of sense to move early—before this kind of awareness reaches the majority of homeowners.


If you are considering selling, you can get started now by getting an idea of what your home is worth in the current market.

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New Resident Information

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7 Considerations When Preparing To Sale

1. Reason for Selling

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Should I Buy Now? Or Wait Until Next Year?

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What If I want to buy a For Sale By Owner?

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How Much $$$ Does It Take To Buy a Home?

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Important Items to Focus On When Home Shopping

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Where Are Mortgage Interest Rates Headed In 2019?

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Is the Real Estate Market Finally Getting Back to Normal?

Is the Real Estate Market Finally Getting Back to Normal?


Is the Real Estate Market Finally Getting Back to Normal? | Keeping Current Matters



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The Cost of Selling Without a Real Estate Agent

You’ve heard of buyer’s remorse; but without your market expertise and sales skills to back them up, sellers who choose to sell their home on their own just may experience “seller’s regret”

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What Can Cost You More $$$$ Than Anything Else When Buying Your Home?

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# 1 Mistake Homeowners Make When Choosing a Realtor

Today I wanted to share the #1 Mistake Homeowners make when choosing a Realtor… which is choosing the Realtor solely based on the Realtors recommend list price.

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You Can Recycle More Than You Think

You have the basics of recycling down. You may think there is no more that you can do, but there is!

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IQ Home Builders

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The Showing Home Process

The Showing Home Process

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Buy vs. Rent

Buy vs. Rent? 

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Cash or Obtaining a Loan?

OK, so what is the next best step in the Home Buying Process? Glad you asked… ;)


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SELL YOUR HOME CHECKLIST


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How Construction Loans Work???

Once you have qualified for and been approved for a construction loan, the lender begins paying out the money they agreed to loan to you. However, they are not just going to give the builder the cash all at once. Instead, a schedule of draws is set up.

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What Is a Home Construction Loan – Process & How to Qualify

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Commonly Asked Questions About Construction Loans

What is a construction loan?

Construction loans enable a new home to be built through the duration of construction. They are reflective of the time needed to build your home, and typically range from six months to a year. Once you have secured a construction loan, your lender will pay your builder after each interval of work is completed. Once construction ends, your loan repayment begins.

Many homebuyers choose the convenience of having their construction loan combined with their standard mortgage plan, in something called a construction-to-permanent loan. This eliminates the need to refinance after construction and undergo two separate closings.

How do construction loans work?

Your builder will outline how much money is required to build your home, segmenting expected costs into intervals of work. Your lender will compensate your builder after each interval, usually per month, once they have independently verified that the designated work has been completed.

When do you pay?

With most construction loans, you only pay interest on the amount of money that is drawn out each month. You will begin to repay your lender for the bulk costs after your home is completed. If the project is builder-financed, the construction loan is the builder’s responsibility and the buyer will not need to pay anything at all until the end of construction.

Compare Construction Loan vs. Traditional Home Loan


Construction loans work differently than traditional home loans. If you need help buying a home that is already built, whether new or old construction, a traditional home loan is right for you. If you want to build a home from scratch on your own lot of land, or buy a prospective home within a builder’s development, a construction loan is the way to go.

Construction Loan

  • 20%–30% down payment required

  • High interest rates

  • Incremental loan disbursements

  • More complicated to qualify for, and few options available

  • Bank issued

  • Must have specific building plans, construction contract, and cost estimate to apply

Traditional Home Loan

  • 3.5%–20% down payment required depending on mortgage type

  • Low interest rates

  • Loan disbursement in one lump sum

  • Easier to qualify for, and more options available

  • Mortgage-company issued

  • Must only have essential personal finance information to apply

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What Home Loan Will Suit You The Best...?

What Home Loan Will Suit You The Best...?

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Is Now a Good Time to Rent?

Is Now a Good Time to Rent? | Keeping Current Matters

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Which Comes First... Marriage or Mortgage?

Which Comes First... Marriage or Mortgage?

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#1 Reason to Sell Now Before Spring

The #1 Reason to Sell Now Before Spring

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Rent or Buy, Either Way You're Paying a Mortgage!

Whether You Rent or Buy, Either Way You're Paying a Mortgage!

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Mortgage Interest Rates Predictions!

Where Are Mortgage Interest Rates Headed in 2018?

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Major Myths Holding Back Home Buyers

Major Myths Holding Back Home Buyers

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Days on the Market Drops to New Low in 2017!

Days on the Market Drops to New Low in 2017

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The Impact Staging Your Home Has on Sales Price

The Impact Staging Your Home Has on Sales Price 

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Thinking of Selling? Now is the Perfect Time!

Thinking of Selling? Now is the Perfect Time!

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2 Charts That Show the Truth about Home Affordability

2 Charts That Show the Truth about Home Affordability

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The Cost of NOT Owning Your Home

            The Cost of NOT Owning Your Home

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5 Reasons to Sell This Winter!

              5 Reasons to Sell This Winter!

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7 CONSIDERATIONS WHEN PREPARING TO SELL YOUR HOME

1. Reason for Selling

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Contact
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Gerardo Lopez

(435)592-0068

team@buyhousesinutah.com

Find Your Dream Home